Individual Planning:

Retirement Planning, Investment Planning, College Planning, Estate Conservation, Asset Protection Planning, Fee Based Planning**

Executive/Business Planning:

Deferred Compensation, Executive Bonus Plans, 401(k) Plans, Pension Plans, Split Dollar Arrangements, Key Employee Retention & Protection, Buy/Sell Agreement Funding Options, Medical & Dental Benefits, Section 125 Plans, Group Life & Disability, Payroll Deduction 529 College Savings Plans*, Group Long-Term Care, Fee Based Planning**

Retirement Plans*:

Roth IRA, Traditional or Rollover IRA, SEP IRA, SIMPLE IRA, 403(b), TSA, 401(k), Defined Benefit/Money Purchase

Financial Products:

Stocks*, Bonds*, Mutual Funds*, Annuities (Fixed and Variable*), 529 Plans*

Equity Services*:

Portfolio Analysis, Asset Allocation Analysis/Implementation, Professional Money Management

Insurance Needs:

Long-Term Care, Disability, Life, Medical & Dental (Group or Individual)

Comprehensive Financial Planning Seminars (Meet 404c Requirements):

Retirement, Income Tax, College Planning, Estate Planning, Asset Allocation and Investment Topic Availabilities

*Offered through HTK, **Fee Based Planning Offered Through Pacific Capital Resource Group, Inc.